| Ihi
Hi there Marisa,
I use IHI and they are very good with payments. I got pregnant before my 12 months were up and they didn't cover my pregnancy related charges then. However once I was past the 12 months date they started covering ALL my costs. I had a baby at Matilda, in a private room and it was 100% covered. They will not cover an elective c-section and pay up to the amount of a natural delivery. For medical reasons I had to have a c-section and set a date. This was fine with them since it was medically necessary and they paid up 100%. My son is also covered under my insurance policy until the age of 12 (or 14 years - cant remember). They also cover the costs of his vaccinations. They have different plans so check that before you sign-up.
What IHI will not cover is home visits from a health visitor etc once the baby is born.
Good luck on chosing the right insurance company and with your pregnancy : )
MG |