| on the insurance, if you're purchasing Home Contents insurance there is an add-on you can have to cover Domestic Helpers. It's COMPULSARY in HK to have Employer's Comp for them (it includes cover if say they damage public or someone elses property too) to cover accidents while in your employ,
Our home contents is with MSIG, it covers doctor and dental visits for the helpers too - so it's actually better than MY work medical cover! |