[kyojee]

Hello all...

I am about 9 weeks preggie, and my ob had just made a booking at adventist for me. I'm still trying to decide if I should confirm it with a deposit. My hubby has checked on his company insurance, and I'm very relieved that we are covered for 50k (normal delivery) and 100k (c-section). The sum could be used for all prenatal visits and up till delivery.

I've been trying to do an estimate of delivering in Adventist, and have been quite confused indeed, as it seems the total delivery bill could vary by a considerable amount depending on the type of room. Whilst we're ready to top up another 20k on top of our insurance, I guess it won't be possible at all to do a good estimate since we only know what room is available upon admission? Am I right to conclude that?

My real worry is that I wish not to have to put in 50-70k on top of our insurance (we certainly could use the money in other ways for our newborn.)

I have been considering to do a private prenatals/public delivery despite having the coverage. I am very very new to HK, and I really do wish the sums at private hospitals could be less vague!

I would be meeting my ob this saturday, and I would speak to him in detail on this. Does someone have a similar experience?