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Two maternity insurances

  1. #1
    karenchan is offline Registered User
    Join Date
    Jan 2005
    Location
    Hong Kong
    Posts
    95

    Two maternity insurances

    I have my personal maternity insurance which cover up to USD10000, however, I have found out my company's insurance also cover up to HKD18000 for maternity insurance. Anyone have the same situation? Can I get both insurance cover?

  2. #2
    slamdunk is offline Registered User
    Join Date
    Apr 2006
    Location
    Pokfulam
    Posts
    107
    Should check with your insurers or broker but basically I guess they would be trying to avoid 'double claims'. Perhaps use up your company's insurance first (as you don't have to pay the future increased premiums for this!) with your ante-natal visits & test costs and then claim the hospital delivery cost under your private.

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