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Full Insurance Coverage??

  1. #1
    jaetee is offline Registered User
    Join Date
    Oct 2005
    Location
    HK
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    366

    Full Insurance Coverage??

    For those who have full insurance coverage for their visits/tests/deliveries, which insurance carrier do y'all use, and are they all corporate (employer) policies?


    Thanks. :)

  2. #2
    bekyboo44 is offline Registered User
    Join Date
    Mar 2006
    Location
    Discovery Bay, Hong Kong
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    737
    Hi,

    I have full insurance coverage for all maternity costs, e.g. doctors visits, tests and delivery.
    However it is a corporate policy that my husband's company worked out with an insurance company and which they designed themself; the insurance company is based in my husband's company's home base and not HK.
    Are corporate policy's the only ones which cover all costs?

  3. #3
    jaetee is offline Registered User
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    bekyboo44,

    do you know which country and company the policy you have is from? my hubby's company is not in hk and i would like to find an alternative to our just taking out a personal policy (which definitely wont cover all costs).

    thanks.

  4. #4
    bekyboo44 is offline Registered User
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    Mar 2006
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    Discovery Bay, Hong Kong
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    737
    Hi,

    The insurance company is based in the Middle East, and I think the only reason why they agreed to provide my husband's company with the insurance policy, is because my husband is actually employed by the government of that country and then seconded to the company here so it's an exceptional situation.
    Maybe it's best to approach an insurance company here about a corporate policy?

  5. #5
    gidget is offline Registered User
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    Apr 2006
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    hong kong
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    95
    My husband's company's health insurance provider is Cigna, and my own company's {I am employed locally} is Bupa.
    We are using the Cigna policy to cover the pregnancy and birth costs.

    It is up to you what package you pay the premiums for, as to how much is covered, so you could approach those providers to check what packages might be suitable for your own circumstances, and the related costs and reimbursement rates.

  6. #6
    pinemarten is offline Registered User
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    Jul 2006
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    Hong Kong Island
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    137
    Mine is also a corporate one, but is provided by ACE

  7. #7
    colabobo is offline Banned
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    Jul 2006
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    Hong Kong
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    3
    Any mom join the maternity insurance of Allianz Plan? Any comment ?

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