Does this coverage sound right?

[Denger]

Thanks Rani and AnitaC!

AnitaC, would you by any chance have links to the Allianz and Global Health websites for maternity insurance coverage? I couldn't find it myself on Allianz and there are so many companies called Global Health that I don't know where to start.

Also, do you have rough idea of what the premiums are for those two coverages?

Thanks so much!

[AnitaC]

Hi Denger,

I could get you the link to Allianz when I return to work later tody. But as for Global Health, there is not much information on the web. I've got the information from the underwriters. I can send them to you by email.

Can you drop me an email at [email protected]?

Good luck,

Anita

[5nov2005]

Hi Anita,
I'm also very interested in finding more information about Global Health as I was recommended Allianz by a friend just yesterday but my concern is the long waiting period as my husband and I were planning to start trying this month and I didn't find a good insurance policy until I heard Allianz from my friend. Would really appreciate if you can send me information on Global Health. My email is [email protected]

Thanks!

[AnitaC]

I've forwarded my email to Denger to you. Everything is there. Take care and good luck!

Anita

[Bear Lau]

Denger,

You are right. My previous insurance was very expensive, thats why I change.

But regarding the cost for the pregnancy, if you goes to the private sector in HK, its quite costly. The monthly check up is very reasonable compare to US, it cost around USD150 each time which ultrasound and consultation fee are included. Occasionally you have to pay for the blood tests and medication.

I had a c-section and stayed in a private room for 4 days in a private hospital, the total cost was around USD10,000. If you giver birth in private hospitals, the lowest cost (if you stay in a shared room) you could expect is USD3,000.

Hope this could give you some idea about the cost in HK so that you can negotiate with your employer.