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Insurance - Interglobal vs. IHI vs. Others

  1. #9
    jaetee is offline Registered User
    Join Date
    Oct 2005
    Location
    HK
    Posts
    366
    Quote Originally Posted by City Jammer View Post
    I used to pay for Interglobal for three years. Last year, I had my first claim of $800 when I consulted a private doctor as I was pregnant. I had no more claims after that since I was using the public hospital antenatal care. When my policy was up for renewal, they increased my premium by 150%! I demanded for an explanation and all they said was that it's according to market rate. Of course, I refused to renew my policy. I paid in US$ for three years that covered all countries except USA and they were nice when I had no claim. I wouldn't recommend them to anyone.
    Wow, that is so horrible! I didnt notice they increased the premiums, but then again, their premiums are pretty high (as are IHIs, the two are pretty comparable in terms of cost)...

  2. #10
    tash. is offline Registered User
    Join Date
    Apr 2007
    Location
    Hong Kong
    Posts
    32
    I would recommend Manulife, they are great and worldwide coverage, pm me if you need a referral.

    I've just got my baby a new life plan and we will be moving back to Canada next year and everything will still be valid and 'claimable' anywhere we resite. Plus they have different options and add ons, which make life easier.

  3. #11
    lesliefu is offline Registered User
    Join Date
    Dec 2008
    Location
    South District
    Posts
    1,055
    i've never had any problems with my claims. I generally them pretty good and the maximum cost good (after premium is met, I get 80% back)...the downfall is that the premium goes up almost yearly....

  4. #12
    lesliefu is offline Registered User
    Join Date
    Dec 2008
    Location
    South District
    Posts
    1,055
    increase in premium for me went 5% if I recall correctly...

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