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Infertility Treatment and Insurance

  1. #1
    Dianeb is offline Registered User
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    Infertility Treatment and Insurance

    Hi ladies!! Just wondering does anyone know of any insurance company in Hong Kong that has insurance policy that covers expenses for infertility treatment? I know most insurance policies dont cover them and specifically exclude anything that is related to inferitlity treatment, like tests/hormone injection (not to mention IVF/IUI etc)......it would be really good if there is one out there as the cost of infertility treatment, especially since it may be a repeated process each month is very expensive...

    What about just getting a HSG scan test? Is that usually covered?

    Would be grateful if anyone could please share with me their experiences! many thanks in advance!

    Diane

  2. #2
    claint89 is offline Registered User
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    hi dieaneb..

    i think u can apply for DKV Globality "TOP", they can cover IVF treatment for any couple in the world,since mine also join them.

  3. #3
    Dianeb is offline Registered User
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    Really? That's great to hear..let me check out their info..thanks claint89!!

  4. #4
    Lindahk is offline Registered User
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    Infertility treatment and insurance

    hi ladies,
    thank you so much for the info abt the insurance co. but could you pls advise when should I approach them abt the IVf treatment I need, before or after I buy the insurance, I am bit confuse if i tell them in advance they might not cover me... it would be better if you share your experiences...

    thanks again

  5. #5
    hobbes is offline Registered User
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    Allianz has a limited cover on their silver plan - certain number of tries and with a cap.

  6. #6
    BFT
    BFT is offline Registered User
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    We were covered for 2 IUIs per year and 2 IVF cycles in a lifetime, firstly with Cigna and then with Aetna.

    All other tests, medication, ultrasounds, consultations etc were fully covered.

  7. #7
    rs2000 is offline Registered User
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    BFT which exact insurance did you buy from them?
    and how much was the premium

    thanks!

  8. #8
    Lindahk is offline Registered User
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    Apr 2010
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    thanks to all of you for sharing these informations... let me try with them

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