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medical insurance for my baby

  1. #1
    cookiemum is offline Registered User
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    medical insurance for my baby

    I am looking for a medical insurance for my babygirl of 22 months which is not too expensive and has a good coverage both in-patient and out-patient. Has anybody tried HSBC?. Will appreciate any suggestions you can give me.


    cookiemum

  2. #2
    miriam228's Avatar
    miriam228 is offline Registered User
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    Hi Cookiemum,

    Did a comparison of several insurance companies + HSBC, and HSBC's coverage stands in the "middle;" not too good, not too bad. One of the problems with bank insurances is that there is no one particular person who will follow your account, in any case when you need him/her. It's just a hot line, in which you will have to press "1" for this and press "2" for that.

    Eventually, I opted for Manulife for my 4 month old baby.

    You will have to prioritize what is most important in their list of coverages. I opted for daily room/board, which will practically be required every time you are hospitalized, whether it be with surgery or not.

    Hope this will help.

  3. #3
    yonge is offline Registered User
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    We have pretty basic coverage from AIA through my husband's employer, but we've opted for HSBC's Preferred Care for major medical, which is a bargain for US$2mn in coverage. We use the public health system for child developmental monitoring and any emergencies and go to the local GP for some vaccinations not covered by the public system.

  4. #4
    cookiemum is offline Registered User
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    Thanks Miriam and yonge for your suggestions

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