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health insurance for helper?

  1. #9
    kaikosmom is offline Registered User
    Join Date
    Nov 2008
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    TKO
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    28
    HSBC, too. you can apply online if you maintain accounts with them.

  2. #10
    mcdill is offline Registered User
    Join Date
    Sep 2006
    Location
    Central
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    169
    We got the Pruchoice Maid Insurance policy from Prudential HK, can usually negotiate 10% discount off the standard price.

  3. #11
    matemate is offline Registered User
    Join Date
    Jan 2010
    Location
    Hong Kong
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    can't the DH use the public system like anyone else with a hk ID?

    why the need for additional insurance when everything is covered by the public system already?

  4. #12
    lesliefu is offline Registered User
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    Dec 2008
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    South District
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    1,055
    she can - but it covers only the minimal...if she gets anything major that needs hospitalization HK residents get priority and she (you) would have to pay non-resident fees. also, you can't get the yearly body check through the public system (I believe), it's really only for fevers, etc. basic stuff. the wait would be long too - but i suppose if it's nothing major, then that's not really a problem at all...

  5. #13
    AussieMum is offline Registered User
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    Sep 2008
    Location
    Cyberport
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    184
    We organised ours via Kwiksure but can't remember who it is through, was around $500+. We decided to get it as it covers a lot more than health, such as disability, death etc via work (plus I think many other things like replacement helper if yours falls pregnant etc). Our helper had a few minor incidents which we ended up taking her to QMH (it was out of normal clinic hours) and it only cost us around $70HK so we didn't end up claiming anything, but we did still think it best to get the insurance to cover many other larger expenses. All the best.

  6. #14
    sesamestreet is offline Registered User
    Join Date
    Sep 2006
    Location
    HK
    Posts
    8
    I bought the QBE Insurance thru the agent, HK$975 for 2 years. Hk$200 per visit, HK$4000 per year

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