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health insurance for helper?

  1. #1
    hkmom1 is offline Registered User
    Join Date
    Jan 2010
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    causeway bay
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    health insurance for helper?

    Hi,

    I have a full time DH, am I then required to purchase health insurance for her? Otherwise if she gets sick could she use the HK public hospitals such as Queen Mary for the HKD 100 a day?

    Thanks

  2. #2
    shuchisingh is offline Registered User
    Join Date
    Sep 2008
    Location
    Hong Kong
    Posts
    139
    hi,

    as far as i understand the employer is supposed to pay for all medical expenses. but if you want to pay on your own and not take a health insurance it is ok as well.

    though the FDH insurance package in quite comprehensive and covers a lot of other aspects apart from medical; which is the reason we have one for our helper.

  3. #3
    lesliefu is offline Registered User
    Join Date
    Dec 2008
    Location
    South District
    Posts
    1,055
    i believe that it is just beneficial to the employer to get health insurance just in case anything "big" happens...i bought mine from the agency and it cost $3000 and it includes check ups and hospitalization (to a certain extent) so I think it is worth it

  4. #4
    piper is offline Registered User
    Join Date
    Oct 2008
    Location
    HK
    Posts
    90
    We bought our at HSBC for 600

  5. #5
    MommyTo3 is offline Registered User
    Join Date
    Feb 2008
    Location
    HK
    Posts
    485
    We have insurance for her through Allianz. Covers a few more things. It's around $600-something.

  6. #6
    geomum is offline Registered User
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    Apr 2008
    Location
    Hong Kong
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    719
    We bought HSBC as well costing 700 something.

  7. #7
    shuchisingh is offline Registered User
    Join Date
    Sep 2008
    Location
    Hong Kong
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    139
    we have a pretty comprehensive one from hsbc as well ... 700 something

  8. #8
    southside852 is offline Registered User
    Join Date
    Dec 2008
    Location
    Singapore
    Posts
    1,117
    yes ours is from HSBC too.

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