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How much does your Helper Insurance pay?

  1. #1
    geomum is offline Registered User
    Join Date
    Apr 2008
    Location
    Hong Kong
    Posts
    719

    How much does your Helper Insurance pay?

    My Helper got sick today and went to the doctor in Kennedy Town. The doctor fee was 210 $. She says that's the cheapest and she had been to two others earlier who charge more than that. HSBC Insurance only pays up to 150$ per day. So in this situation the purpose of buying Insurance in the first place has been defied a bit. What are other people's experiences?

  2. #2
    Michelle2009 is offline Registered User
    Join Date
    Jul 2009
    Location
    HK
    Posts
    29
    I have a helper's policy with AXA, and I was reimbursed the full HK$180 for my helper's Dr's consultation and medicine.

  3. #3
    mcdill is offline Registered User
    Join Date
    Sep 2006
    Location
    Central
    Posts
    169
    HK$180 per visit, up to $4000 in total per year (for the prudential policy)

  4. #4
    Aava.Wong is offline Registered User
    Join Date
    Jan 2009
    Location
    HK
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    301
    there's a cheaper doc in kennedy town - dr. kenneth mak. you can send her there next time.

  5. #5
    geomum is offline Registered User
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    Apr 2008
    Location
    Hong Kong
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    719
    Thanks for the replies everyone, will send her to Dr Mak next time.

  6. #6
    snagito is offline Registered User
    Join Date
    Jan 2007
    Location
    pokfulam
    Posts
    375
    Wow, these insurance policies sound quite good! Our HSBC one seems to cover nothing except an emergency. What's the best helper insurance? Thanks!

  7. #7
    arleneli is offline Registered User
    Join Date
    Sep 2005
    Location
    Kowloon
    Posts
    122
    mine cover $210 with wing lung bank

  8. #8
    shuchisingh is offline Registered User
    Join Date
    Sep 2008
    Location
    Hong Kong
    Posts
    139
    mine with hsbc covers hkd 200 per opd visit.

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