Forums  •  Classifieds  •  Events  •  Directory

 
Page 3 of 9 FirstFirst 12345 ... LastLast
Like Tree10Likes

Advise Needed - Queen Mary vs. Maltida with No Insurance

  1. #17
    charade is offline Registered User
    Join Date
    Jun 2010
    Location
    TKO
    Posts
    674
    What! 80,000HKD higher than what you thought??? Ok that is scary...

  2. #18
    mummymoo is offline Registered User
    Join Date
    Jul 2008
    Location
    Hong Kong
    Posts
    316
    I think my reasons for going private are similar to charades. The private room and good food are just added benefits, the medical care and experience are definitely very different.
    1. Pain - I don't want to suffer unnecessarily if I don't have to. In the public there are constrained resources, so that an anaesthetist usually can not put in your epidural simply for mild-moderate pain. Of course if you are having a c-section you will get one. I've had at least one friend who went private the second time because she suffered so much the first time, despite pleading for an epidural but not going feral about it at the staff (another friend was much more vocal and got the epidural but for me - do I really want that stress there and then?)
    2. Choosing my doctor. Very important to me. Someone who will have time and patience to answer my questions. One person I can call when something happens or I am worried.
    Also I want the doctor who puts in my drips to get it the first time, rather than after a few times. My epidural, I want it to be correctly positioned by someone who has done this a zillion times, not a trainee, not someone who only has 20-30 under their belt.
    3. Episiotomy wound. Important for sexual function and bowel function over the long term, particularly if it goes wrong. I want as small cut as possible and for it to be made by an experienced person, cutting at the right time. I don't want to be allowed to tear.
    4. Hygiene. As charade has said, whilst the public hospitals are not exactly dirty, I want the surrounds to be really clean, the toilets, my bed (linen changed as soon as it is soiled), I don't want to have nagging doubts in my mind as to how clean the surrounds are for my baby. I know a little bit of dirt/bacteria is good for the baby's immune system development over the long term but not from day dot.
    5. The way I am told information and what will be done with it. I was told by my paediatrician that my baby had a heart murmur, and time given to me to ask questions and the implications explained to me in depth including what steps would be taken next. I was very upset when I found out. Some extra tests were performed immediately, a specialist paediatric cardiologist was consulted over the phone, and I was reassured it was a flow murmur and it went away in a few days. Contrast this to my lawyer girlfriend who was told by an intern (because it is an intern at QMH that checks your baby out if you have a low risk pregnancy right after they are born) that her newborn had a heart murmur, but couldn't answer any of the questions she had for the doctor. My girlfriend burst into tears with her husband by her side. A few hours later a slightly more senior person came to tell her more and what the plan for further management would be. She called us during that time for support. Sure their DD is okay, but I would not want that stress.
    Yes, the public hospital is adequate and definitely superior if you have a baby which requires NICU, but we all bring our own evaluations to the table when you make these sorts of decisions, some of which includes finances, some of it includes the environment you want to give birth in, some are related to the doctor you want, ect. That is the beauty of HK, the ability to choose what suits you and your family.

  3. #19
    mummymoo is offline Registered User
    Join Date
    Jul 2008
    Location
    Hong Kong
    Posts
    316
    Junebugwhite is right, if you were quoted the cost for a natural delivery and then it turns into an emergency C-section your extra 80K is not that out of the question. They do tell you this when telling you the cost but you may not remember it (it's kind of like the fine print on insurance forms), not emphasised.

  4. #20
    carang's Avatar
    carang is offline Registered User
    Join Date
    Sep 2004
    Location
    Sai Kung
    Posts
    6,259
    yes, i agree, it is good that there is something available for everyone and every budget.

    as i said before, if i'd had insurance there would have been no hesitation on my part whatsoever to go to matilda (and yes, i was a little jealous of all my friends who EVERY ONE of them delivered privately)...but having no insurance, both of us being self-employed $100,000 was at the time almost 3 month's salary.... not something i could fathom (even now that our salaries are higher can i fathom it... i have a hard enough time justifying $12k per person to fly to vancouver, just so it can be a direct non-stop flight! in 17 years, i have had 1 direct flight to vancouver! the cost difference is just too much for me... where as changing planes in seoul or tokyo only costs me a couple of hours)

  5. #21
    howardcoombs is offline Registered User
    Join Date
    Oct 2008
    Location
    Happy Valley
    Posts
    552
    Quote Originally Posted by charade View Post
    What! 80,000HKD higher than what you thought??? Ok that is scary...
    It may be scary but it happens a lot. Future parents should be aware of it and budget for it. If you are under insurance, check your limits carefully.

    I've seen it happen in a few of types of situation:
    1) normal delivery turns into an emergency c-section for many reasons; this will mean 3 day stay gets stretched into a 5 or 6 day (or more) stay and fees essentially double.

    2) premie baby, jaundice or baby with infection all requiring incubator : this can cost anywhere from 5,000 - 15,000 per day depending on drugs and procedures required.

    It is not at all unusual to hear of parents with bills approaching 200,000.

  6. #22
    Gracey is offline Registered User
    Join Date
    Sep 2009
    Location
    Hong Kong
    Posts
    534
    We chose to deliver at a private hospital (Baptist) with a private room even though our insurance did not cover it, and we are not millionaires.

    It was for the same reasons you had
    * I really loved my doctor and wanted to be sure that he was the one seeing me through labor and birth.
    * The private room allowed for rooming-in and early frequent breastfeeding. Though support at Baptist is not great.

    I didn't do it for the decor of the room or the food!

  7. #23
    carang's Avatar
    carang is offline Registered User
    Join Date
    Sep 2004
    Location
    Sai Kung
    Posts
    6,259
    gracey, while you cannot choose your dr at a public hospital, they all have rooming in and are pro breastfeeding
    Posted via Mobile Device

  8. #24
    howardcoombs is offline Registered User
    Join Date
    Oct 2008
    Location
    Happy Valley
    Posts
    552
    Private hospital is a bit like Busines/FirstClass travel on an airplane.
    Everyone would take it if someone else was paying the bill.

    However, if we had to pay for it ourselves
    - a certain portion of the population will gladly do it.
    - a different portion would not be able to afford it.
    - yet there is another very large portion that can afford it but will choose not to as there are better places to spend that money.

    I clearly fall into the last one.

Page 3 of 9 FirstFirst 12345 ... LastLast

Similar Threads

  1. Queen Mary
    By cbiscaro in forum Hong Kong Pregnancy Forum
    Replies: 6
    Last Post: 08-30-2010, 09:37 PM
  2. Queen Mary - Advice Needed
    By jaz1311 in forum Hong Kong Pregnancy Forum
    Replies: 2
    Last Post: 10-17-2008, 08:16 AM
  3. C-Section at Queen Mary
    By jaz1311 in forum Hong Kong Pregnancy Forum
    Replies: 2
    Last Post: 09-14-2008, 02:12 PM
  4. what to take to queen mary?
    By jamesandsimo in forum Preparing for the Arrival
    Replies: 4
    Last Post: 07-17-2008, 11:15 AM
  5. Anyone given birth at Queen Mary?
    By Hubba Bubba in forum Preparing for the Arrival
    Replies: 18
    Last Post: 10-01-2006, 06:33 PM
Scroll to top