I'm looking for some up to date info on maternity insurance for expats in HK.

We have recently been recommended the William Russell gold plan, and strongly advised against the Bupa plan.

All that we've been told about the William Russell plan sounds great, however I'm nervous that as I haven't had a baby before, I may well be unaware of some key requirements that I wouldn't know to ask about or check if covered.

If anyone has any advice/thoughts/recommendations/suggestions, for or against William Russell or for any other providers- any insights would be greatly appreciated.

(I am aware of the 10 month waiting period)