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Health Insurance for children

  1. #1
    Obiwan is offline Registered User
    Join Date
    Jul 2009
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    Hong Kong
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    640

    Health Insurance for children

    Hi, did you look at buying health/medical insurance for kids?

    Which do you like / recommend?

    Thanks!


  2. #2
    carang's Avatar
    carang is offline Registered User
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    Sep 2004
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    Sai Kung
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    not us, we've stuck with the local gov't hospitals and private drs for every day/common problems. so far, so good.

    we did look at it at one point, after my son had a 41C (under the arm) temp (which means it was higher by at least a degree)... had to take him to the dr in DB after hours and paid $1800 for the consult (he had a bad ear infection in both ears)

    when we called around to find out about insurance that included out patient services, we figured that we would never recoup the cost (i was quoted about $10k/year!!!!)


  3. #3
    Biggie is offline Registered User
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    Dec 2010
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    Hong kong island
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    We bought hospitalization insurance only, as outpatient plans are really expensive unless your kid is sick every other week we didnt think it's worth it.
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  4. #4
    Okusako is offline Registered User
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    Nov 2011
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    Hong Kong
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    Which insurance company did you get from? I want to get a health insurance cover everything.


  5. #5
    Gemma is offline Registered User
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    Aug 2009
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    Hong Kong
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    We were with ihi bupa before, if you get insurance for one adult you get 2 kids covered for free. We've switched over to Nordic ( bit cheaper), and getting kid covered for an extra fee. Option for hospitalization or hospitalisation + outpatient benefits. You can pm me for further details if you want.


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