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Health Insurance for children

  1. #1
    Obiwan is offline Registered User
    Join Date
    Jul 2009
    Hong Kong

    Health Insurance for children

    Hi, did you look at buying health/medical insurance for kids?

    Which do you like / recommend?


  2. #2
    carang's Avatar
    carang is offline Registered User
    Join Date
    Sep 2004
    Sai Kung

    not us, we've stuck with the local gov't hospitals and private drs for every day/common problems. so far, so good.

    we did look at it at one point, after my son had a 41C (under the arm) temp (which means it was higher by at least a degree)... had to take him to the dr in DB after hours and paid $1800 for the consult (he had a bad ear infection in both ears)

    when we called around to find out about insurance that included out patient services, we figured that we would never recoup the cost (i was quoted about $10k/year!!!!)

  3. #3
    Biggie is offline Registered User
    Join Date
    Dec 2010
    Hong kong island

    We bought hospitalization insurance only, as outpatient plans are really expensive unless your kid is sick every other week we didnt think it's worth it.
    Posted via Mobile Device

  4. #4
    Okusako is offline Registered User
    Join Date
    Nov 2011
    Hong Kong

    Which insurance company did you get from? I want to get a health insurance cover everything.

  5. #5
    Gemma is offline Registered User
    Join Date
    Aug 2009
    Hong Kong

    We were with ihi bupa before, if you get insurance for one adult you get 2 kids covered for free. We've switched over to Nordic ( bit cheaper), and getting kid covered for an extra fee. Option for hospitalization or hospitalisation + outpatient benefits. You can pm me for further details if you want.

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